HELPFUL LINKS
Here is a list of some of our favourite financial websites, tools and resources. We try to keep it up to date, so if you find something that you would like to recommend to other ADF members and families please contact us. We do not as a rule promote for profit organisations or services.
ADF Financial Services Consumer Centre
This financial and consumer education website has been designed specifically for ADF members and their families. Tools you may find useful include:
Australian Taxation Office (ATO)
As the name suggests, the Australian Taxation Office (ATO) are the authority on Commonwealth tax. The ATO website provides comprehensive information, including the annual tax guide for ADF members and a range of useful calculators and tools.
Commonwealth Superannuation Corporation (CSC)
CSC is the trustee and administrator of a number of Commonwealth public sector superannuation funds and schemes including the:
- Military Superannuation and Benefits Scheme (MSBS)
- Defence Force Retirement and Death Benefits Scheme (DFRDB)
- Australian Defence Force Superannuation (ADF Super)
- Australian Defence Force Cover (ADF Cover)
which cover ADF members.
The CSC website has a wealth of information on each of the schemes, including factsheets, forms and FAQs. The site also provides online member portals and the contact details for each scheme.
Moneysmart
MoneySmart is run by the by the Australian Securities and Investments Commission (ASIC) – Australia’s national corporate, financial services and consumer credit regulator – to help people make the most of their money. The site is a rich and reliable source of independent financial education. It offers a range of useful tools and resources including the:
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- MoneySmart Cars app (find out how much that car will really cost you)
- Savings goals calculator
- Mortgage calculator
- Getting Financial Advice Money Guide
Help with disputes
If you have a dispute with a professional adviser, business, or even a government agency or department, there is invariably an internal dispute resolution process. If this is unsuccessful there are also a range of other organisations set up to help resolve disputes.
Many industries have independent ombudsman schemes set up to resolve complaints against the members of the scheme. These services are usually free to use for consumers and can be a quicker and cheaper way of resolving a dispute than taking it to a court. Schemes include the:
